4106 Silver Reef

Galveston, TX
$ 1,019,000 Beds 4 Baths 3.5 Sq 2,692 Virtual Tour
Monthly Estimate* How much can I afford?

COASTAL RETREAT WITH RESORT-STYLE POOL & SPA IN PIRATES BEACH WEST. This beautifully designed 4-bedroom, 3.5-bath home comes fully furnished and is ideal as a primary residence, second home, or high-performing vacation rental with several years of proven rental history. The chef’s kitchen features floor-to-ceiling cabinetry, quartz countertops, stainless appliances, gas cooktop, island seating and a built-in ice machine perfect for entertaining. Gorgeous wood floors flow throughout and the first-floor primary suite offers a private balcony, plus a spa-inspired bath with walk-in shower and jetted tub. Upstairs includes three additional bedrooms and two full baths, including a built-in bunk room. Enjoy a fully fenced backyard with a heated pool and spa featuring wraparound bench seating. High-impact storm windows and doors and two on-demand water heaters add peace of mind. Just moments from beach access in one of Galveston’s most desirable beachside communities.

Active

  • Price
  • $ 1,019,000
  • City
  • Galveston
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Galveston
  • Half Bathrooms
  • 1
  • Area
  • 33 West End
  • Lot Size
  • 0.2032 Acres
  • Zip
  • 77554
  • Sqr Footage
  • 2,692
  • Year Built
  • 2015
  • Taxes
  • $ 17941
  • Style
  • MLS#
  • 89768935
Listed By: Keller Williams Horizons;
Data Source: Houston Association of REALTORS® (HAR)

Features

General

Country US
Sewer Public Sewer
Heating Central,Gas
Cooling Central Air,Electric
Roof Composition
Appliances Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Dryer,Refrigerator,Washer
HOA Fee 389
Garage Spaces 1
Association Fee Includes Common Areas
Patio/Porch Features Balcony,Deck,Patio,Porch
Architectural Style Traditional
Pool Features Gunite,Heated,In Ground,Pool/Spa Combo
Security Features Smoke Detector(s)
Construction Materials Cement Siding,Wood Siding
Year Built 2015
View Water
Stories Count 2
Levels Two
Property Subtype Detached
Tax Year 2025
Ownership Full Ownership
Waterfront Features Beach Front
Assoc Fee Paid Per Annually
County Galveston
New Construction false
Property Type Residential
Association Amenities Beach Rights,Beach Access
HOA true
Attached Garage true
Subdivision Name Pirates Beach Sec 10 91
Facing Direction East
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions From 61st Street turn right on Seawall for 8 miles to traffic light. Continue for an additional mile then left into Pirates Beach West. Left on Silver Reef. House is on the right.
ModificationTimestamp 2026-09-13T18:40:25.183-00:00
High School BALL HIGH SCHOOL
City Galveston
Disclosures Seller Disclosure
Association Name CKM
High School District 22 - Galveston
MLS Area 33
Lot Size Units Square Feet
Elementary School GISD OPEN ENROLL
Tax Annual Amount 17941
Middle/Junior High School GISD OPEN ENROLL
MLS Area Minor West End
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District 22 - Galveston
Elementary School District 22 - Galveston
Year Built Source Public Records
PostalCity Galveston
Legal Description ABST 121 PAGE 41 LOT 39 BLK 3 PIRATES BEACH SEC 10

Interior Features

Interior Amenities BuiltInBunkBeds,Crown Molding,Double Vanity,High Ceilings,Quartz Counters,Self-closing Cabinet Doors,Self-closing Drawers,Soaking Tub,Separate Shower,Walk-In Closet(s)
Flooring Tile,Wood
Total Fireplaces 1
Fireplace Features Gas Log
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup,Electric Dryer Hookup
Total Bedrooms 4
LivingAreaSource Appraiser
Total Baths 4
Bedrooms Possible 4

Exterior Features

Exterior Amenities Balcony,Deck,Fence,Sprinkler/Irrigation,Porch,Patio,Private Yard
Fencing Back Yard
Parking Features Attached,Electric Vehicle Charging Station(s),Garage
Lot Features Subdivision,Views
Water Source Public
Lot Size Area 8850
Building Area Total 2692
Lot Size Acres 0.2032
Road Surface Type Concrete
Lot Size Source Appraiser
Private Pool true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Katy, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School GISD OPEN ENROLL Elementary School
Middle School GISD OPEN ENROLL Middle School
High School BALL HIGH SCHOOL High School

Price History

5/12/2026 Listed $1,125,000
9/2/2026 9% - $1,019,000

Property vs Zip Code Average in 77554

Price
AVG $850K
$1.02M
Taxes
AVG $12,764
$17,941
Year Built
AVG 1998
2015

Areas That We Cover

4106 Silver Reef Galveston, TX is a Single Family Home for sale at $1019000 with 2692 sqft and a lot size of 0.2032 Acres Acre(s). 4106 Silver Reef Galveston has 4 bedrooms, 3 baths and was built in 2015. The property's zip code is 77554 which is in Galveston, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.